Features of an HMO Dental Plan
Some typical features of these plans:
– Monthly premiums (some require you to prepay a year’s worth)
– Co-payments for office visits
– Free preventive or routine care
– You must select from an approved network of dentists
– May have an initial enrollment fee
– Annual dollar cap
– Your average monthly cost: $5 to $15
– Companies selling these plans are regulated by state insurance departments.